Business Loans Edinburgh – Funding up to £500,000

Flexible business loans for startups and small business based in Edinburgh.

Access £1,000 – £500,000 and repay between 12 – 36 months.

Everything You Need To Know:

What is Edinburgh like for SMEs & startups?

Is Edinburgh a good place for business?

What business loans can I apply for?

Can I get a business loan in Edinburgh?

Applying for a business loan.

How can I get a business loan in Edinburgh?


Is Edinburgh a good place for business?

Yes, Edinburgh has the second strongest economy in the UK, besides London. Being a capital city, Edinburgh is home to thousands of small and medium sized businesses. It is also home to some large financial names, such as Scottish Widows and is home to the Bank of Scotland.

The Scottish Government and Edinburgh City Council are both large employers in Edinburgh, meaning that the city has a large public-sector workforce.

Is Edinburgh a good place for startups?

Yes, Edinburgh provides a lot of opportunity for new businesses in Scotland, and has a supportive community of tech startups. As part of its Economic Strategy in 2018, the council aims to increase the amount of new businesses being created in Edinburgh per-annum by increasing inclusion, innovation, and collaboration within the City. One of the key aims is for Edinburgh to establish itself as the ‘Data Capital of Europe’.


What are the main industries in Edinburgh?

Edinburgh is the capital city of Scotland and one of the most prosperous cities in the UK. Historically, Edinburgh was renowned for banking. Today, the financial sector still remains at the core of the Edinburgh economy, as well as scientific research and tourism.


Can I get a business loan in Edinburgh?

Yes, you can get business finance in Edinburgh with SME Loans. We provide business loans in Scotland to entrepreneurs looking to start a business, and to Scottish SMEs who are looking for additional funding.

What loans can I apply for in Edinburgh?

At SME Loans we work with numerous lenders who strive to help business owners find a loan. Some of the common loans that are regularly applied for include:

Startup Business Loans

Startup loans are for entrepreneurs who are looking to start a business. These loans are used for numerous reasons, such as buying necessary equipment to run the business, to rent property, or to purchase stock. However, a start up loan can be difficult to be accepted for.

If you have not started trading and are not generating monthly turnover, a traditional lender will be reluctant to offer a loan. Even if you have a good business idea which is supported by a business plan, but have not started trading, traditional lenders may still be reluctant to offer a loan.

As a credit broker we work with a number of alternative lenders who are open to providing business startup loans in Edinburgh to help new businesses that are starting and growing, to succeed.


Small Business Loans

Small Business Loans are a form of finance designed to help small businesses reach their potential. A business owner can apply for a small business loan to help with cash flow, balancing working capital, staff training, business growth, or to purchase necessary equipment to keep the business functioning.


Ltd Company Loans

At SME Loans we work with reputable lenders who can offer business loans in Edinburgh up to a maximum of £500,000. This form of corporate financing is flexible and can be used in a variety of ways to help Scottish SMEs perform at their best.


How can I get a business loan in Edinburgh?

To apply for business finance with SME Loans, you need to complete the online loans application. The application needs you to provide personal information about the business owner and the business you own. The eligibility criteria for finance and application process are detailed below.

Am I eligible for business financing?

To be eligible for business financing you must meet the following criteria:

  • Be over the age of 18.
  • The business must be registered in the UK.
  • Your business must have been actively trading for at least 6-months.
  • A minimum monthly turnover of £5,000.

How to apply for a business loan in Glasgow.

Step One:

Complete the online application form and provide information about yourself and your business. Also you will need to state how much you wish to borrow and how you intend to use your loan.


Step Two:

Once the application form is submitted, one of our brokers will be in touch with you to discuss the loan options available to you. They will be able to answer any questions you have regarding the loan that is offered.


Step Three:

When you are satisfied with the loan, you must sign and agree to the terms and conditions of the lender. Once the agreement has been returned and is with your lender, the loan is funded into your business account within 48 hours.

If you are concerned about the application process and need more information, we will be happy to answer your questions. You can contact us on 01244 506279.

Latest News

Online Business Banking | The best online business accounts

In this article we look at the benefits of online banking. We also compare some of the best online business accounts currently on the market in the UK.

Bullying In The Workplace – Statistics For The UK

Just how rife is bullying in the workplace? Our UK statistics are revealed as we discuss its impact on businesses and give guidance for employees and employers.

Meet The Founders Of Cucumber Clothing #WomenInSMEs

We find out more about luxe nightwear and leisurewear brand Cucumber Clothing from co-founder Nancy Zeffman. 100% British made, produced from wicken fabrics.

How to start a business | SME Loans

Our step-by-step guide is designed to help entrepreneurs set up their own startup business. It includes a downloadable PDF to guide you through the process.

Apply Now
Call Now
Apply Now